Q&A: what are the liens that don’t get wiped out during a Trustee Sale in California?

Question by jumpinjack: what are the liens that don’t get wiped out during a Trustee Sale in California?
I was told that when one buys in a Trustee Sale, there are risks of some government liens being on the title of the house that do not get wiped out… is that true? .. .is there any other type of liens I need to worry about?

Best answer:

Answer by Mr Placid
Any liens that are senior to the lien being foreclosed are not wiped out.

Example: Property owner buys property, and obtains first mortgage on property. Later, he obtains a second mortgage. Then, later still, he obtains a third mortgage. Owner then stops making payments on all mortgages. The holder of the second mortgage lien then forecloses on the second mortgage. The third mortgage is wiped out, but the first mortgage will remain. The person buying at the trustee sale will then be required to make payents on the first mortgage, or risk foreclosure by the first mortgage holder.

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